Frequently Asked Questions

Yes. Team members co-invest in every campaign hosted on Crowdbase, on the same terms available to the wider investor community.

You can verify this in each campaign's Investors tab, where Crowdbase-related investments are displayed along with the relevant disclosure.

No. Investors related to Crowdbase do not receive preferential treatment and are subject to the same conditions as all investors.

Real estate investing involves buying properties to generate income or appreciation in value. It is typically done through rental income, property-dependent business profits, or selling properties at a profit.

Regularly read industry publications, follow market news, and engage with real estate investment communities to stay informed and adapt your strategies as needed.

Illiquidity refers to the difficulty in selling a property quickly without reducing the price, especially during market downturns.

Investing means putting money into stocks, property, or other assets with the aim of making a profit.

Equity investments offer higher returns as investors can profit from rental income and potential property appreciation over time.

Risks include market fluctuations, vacancies, property damage, higher involvement in property management, and illiquid investments.

Crowdbase offers tailored campaign support, including guidance on creating compelling narratives, effective marketing strategies, and engaging with potential backers. This personalised support is crucial for navigating the unique business environment in Greece.

Startup dilution is the reduction in ownership percentage of existing investors that occurs when a company issues new shares, typically during fundraising or when expanding the option pool.

Each funding round reduces the percentage of the company owned by the founders. However, their remaining stake can still grow in value as the company grows.

Plan your cap table carefully, raise only what you need, and negotiate smartly. Tools like dilution calculators and scenario modeling help.

Yes—understand your equity percentage, vesting, and what happens in future rounds. Ask for fully diluted ownership figures.

Dilution reduces ownership percentage; valuation determines the value of the entire company. A smaller piece of a bigger pie can still be worth more.

Crowdbase Ltd is authorized and regulated by the Cyprus Securities and Exchange Commission as a Crowdfunding Service Provider (license no. CSP 1/23).

Yes, all clients’ funds are held in a reputable financial institution (Eurobank Cyprus) in a separate account under the clients’ name. All funds are safely withheld until the end of a successful crowdfunding campaign, at which point they are transferred to the crowdfunding company. If the crowdfunding campaign is unsuccessful, all committed funds are returned to the investors’ accounts in full.

Upon a successful campaign, you will receive a certificate representing your ownership (equity) or loan (debt) in the company. This document is your official proof of financial stake, entitling you to a share of the company's future success through potential returns.

Debt investments generate stable income through interest payments based on an agreed-upon interest rate and repayment schedule.

Risks include borrower default, foreclosure, interest rate fluctuations, and limited control over property management.

Long-term investors may prefer equity investments for appreciation, while short-term investors might choose debt for stable income.

Yes, equity investors can benefit from tax deductions such as mortgage interest, property taxes, and depreciation.

Yes, diversifying your portfolio with both equity and debt investments can help balance risk and maximize returns.

A crowdfunding campaign is a time-limited offering where a business seeks capital in exchange for equity or debt securities.

Each campaign sets its own. The platform minimum is €100 (startups) and €500 (real estate).

Common stock represents true ownership in a company, granting voting rights and the potential for higher returns. Preferred stock is a less risky class of share with a higher claim on a company's assets and profits, but typically comes with limited or no voting rights.

Equity investing involves buying a share of ownership in a property, while debt investing means lending money to others to buy a property.

The full process usually takes 1 to 4 months, depending on how prepared your company is, how fast you respond, and how complete your documentation is.

The main types of real estate include residential, commercial, and industrial properties.

Common strategies include buy-and-hold, fix-and-flip, and wholesaling.

Consider factors like financial goals, risk tolerance, and available funds to determine the appropriate amount to invest in real estate.

Benefits include potential passive income, tax advantages, and building equity in a property.

Risks include market fluctuations, property damage, and vacancies.

Proper research, diversification, and risk management strategies can help reduce risks.

Real estate crowdfunding is a modern property investment approach that allows multiple investors to pool funds together to invest in single properties or property portfolios.

This beginner's guide serves as an introduction, with more in-depth information available in the subsequent articles in this series.

The three main types of real estate are residential, commercial, and industrial properties.

Residential properties generate income primarily through rental income from tenants.

Commercial properties include office buildings, retail centres, hotels, and other spaces used for business purposes.

Industrial properties are used for manufacturing, storage, or distribution of goods, while commercial properties are used for various business purposes, such as offices or retail spaces.

Mixed-use properties combine elements of residential, commercial, and industrial real estate within a single development or building.

Factors to consider include location, market trends, tenant demand, investment goals, and risk tolerance.

Diversification can help reduce risks by spreading investments across different property types and locations, capitalizing on various market opportunities.

Key factors affecting the value of residential properties include location, local amenities, and the condition of the property.

Commercial real estate investments can be made through direct property purchases, real estate investment trusts (REITs), or real estate crowdfunding platforms.

Key considerations for industrial property investments include transportation access, zoning restrictions, and the overall state of the industrial sector in the region.

Popular strategies include buy-and-hold, fix-and-flip, wholesaling, real estate crowdfunding, and investing in REITs.

Yes, buy-and-hold is suitable for beginners as it focuses on long-term stability and rental income, with lower entry costs compared to some other strategies.

Consider factors such as investment goals, time horizon, risk tolerance, financial resources, and your expertise in real estate to choose the best strategy for you.

Fix-and-flip offers the potential for quick returns on investment and the opportunity to add value through property renovations.

Wholesaling requires strong negotiation skills, market knowledge, and a robust network of property buyers and sellers.

REITs allow investors to gain exposure to diversified real estate portfolios without directly owning or managing properties, offering a more passive investment option.

Yes, crowdfunding allows investors with smaller budgets to participate in larger projects by pooling resources with other investors.

Absolutely, diversifying your real estate investments across various strategies can help manage risks and capitalize on different market opportunities.

Yes, different strategies may have varying tax implications, so consult with a tax professional to understand the potential impact on your investments.

Equity investing involves buying a share of ownership in a property, profiting from rental income and property appreciation.

Debt investing involves lending money to property owners or developers, earning interest on loans with the property as collateral.

Investors can participate in debt investing through mortgages, loans, real estate-backed securities, or investing in mortgage REITs.

Assess your financial situation, calculate your debt-to-income ratio, set realistic expectations, and maintain a diversified portfolio.

Typically, it's recommended to allocate 10-20% of your investment portfolio to real estate, balancing it with stocks, bonds, and cash.

Your debt-to-income ratio helps determine your borrowing capacity and ensures you maintain a healthy balance between debt and income.

Diversify by investing in different property types and locations, and consider alternative options like REITs and real estate crowdfunding.

A debt-to-income ratio below 36% is considered ideal, as it demonstrates a healthy balance between debt and income.

Diversify your investments, research local market conditions, and maintain a well-balanced portfolio that includes other assets like stocks and bonds.

An emergency fund covers unexpected expenses, providing financial stability and ensuring you can meet your investment commitments.

Real estate investment trusts (REITs) and real estate crowdfunding are alternatives that allow for smaller investments and diversified property exposure.

It's recommended to reduce your debt or increase your income before investing in real estate if your debt-to-income ratio is higher than 36%.

Real estate investments may take time to produce significant returns, requiring patience and an adaptable strategy to navigate market fluctuations.

Income generation, capital appreciation, diversification, inflation hedge, and leverage are key benefits.

Market fluctuations, illiquidity, due diligence, high initial costs, and management challenges are common risks.

Conduct thorough research, diversify, perform due diligence, and seek professional advice to manage risks effectively.

Leverage involves using borrowed funds to purchase properties, increasing potential returns but also magnifying potential losses.

Diversification reduces overall risk by investing in different property types and locations, providing stability during market downturns.

As the cost of living increases, rental rates and property values can also rise, maintaining your investment's purchasing power.

Due diligence helps avoid financial losses by researching property values, rental rates, and local market conditions before investing.

High initial costs can create a barrier to entry for some investors and may limit available capital for other opportunities.

Management challenges include finding and screening tenants, collecting rent, and addressing maintenance and repair issues.

Crowdfunding platforms offer a variety of investment opportunities across different property types and locations, allowing investors to spread their investments and mitigate risks.

No, property management is typically handled by project owners or professional management teams, allowing for a more passive investment experience.

Risks include platform reliability, project viability, and liquidity concerns. It's important to research platforms, conduct due diligence, and maintain a diversified portfolio to minimize these risks.

To minimize risks, diversify investments, research crowdfunding platforms, conduct due diligence on individual projects, and maintain a well-rounded investment portfolio that includes liquid assets.

Real estate crowdfunding investments are generally less liquid than stocks or bonds, making it more challenging to sell or access funds quickly.

Experienced professionals on crowdfunding platforms perform comprehensive research and analysis on properties and investment opportunities, reducing the likelihood of costly mistakes for investors.

Yes, real estate crowdfunding enables investors to participate with lower minimum investments, making real estate investing more accessible to a wider range of individuals.

Research the platform's track record, management team, regulatory compliance, and transparency to ensure it is trustworthy and stable.

Crowdfunding platforms offer investment opportunities across residential, commercial, and industrial property types, allowing investors to diversify their portfolios.

Setting financial goals acts as a compass guiding your investment journey, aligning your investments with your objectives and preventing pitfalls like taking excessive risks or falling for "Get-Rich-Quick" schemes.

Common types of investments include stocks, bonds, mutual funds, and real estate.

In investing, risk and reward are interconnected; investments with potentially high returns also come with higher risks. It's essential to find a balance based on your risk tolerance.

Diversification, or spreading investments across different areas, reduces the risk of loss. If one investment underperforms, others can compensate, maintaining the portfolio's return while reducing its overall risk.

Financial goals are the targets you aim to reach through your investments, such as buying a car, taking a vacation, saving for your children's education, or ensuring a comfortable retirement. They act as a compass that directs your investment journey.

Setting financial goals provides direction to your investment decisions. It serves as a roadmap for your money, making your investment choices more focused and purposeful, eliminating uncertainty, and bringing clarity to your investment journey.

Short-term goals are objectives you plan to achieve in the next few years, like a vacation or car down payment. Mid-term goals span the next five to ten years, such as saving for a child’s education or a house down payment. Long-term goals concern longer durations and may include saving for a comfortable retirement.

For short-term goals, safer investments like bonds are preferred due to their lower risk. Mid-term goals might benefit from balanced investments like mutual funds, offering a mix of risk and return. Long-term goals, given their extended timeline, may lean towards riskier but potentially higher-reward investments like stocks.

Life and circumstances change, making it essential to regularly review and potentially adjust your financial goals. Adjustments might involve changing contribution amounts or altering asset allocations to achieve better returns over time. Staying adaptable is key in successfully navigating your financial journey.

In the investing world, higher potential rewards often come with higher risks. For instance, investing in a new startup could be risky, but if it becomes successful, the potential rewards could be significant.

Risk appetite is about the level of risk one is willing to accept, like a desire to invest in ventures despite the potential for high losses. Risk tolerance, on the other hand, is about how much risk one can actually afford to take based on their financial situation and goals. Someone near retirement, for instance, might have a low-risk tolerance because they cannot afford significant losses.

Market risk means that changes in the entire market can reduce the value of specific investments, such as stocks, bonds, and mutual funds. These changes can arise from economic news, political events, or major global issues. Large drops in value, even if rare, demonstrate the power of market risk.

Liquidity risk refers to the challenge of not being able to easily sell an investment at a fair price. Investments not frequently traded on organized exchanges, like some small stocks or private businesses, carry a higher liquidity risk. If someone needs to quickly sell such an investment, they might struggle to find a buyer offering the right price.

By understanding both risk appetite (willingness to take risks) and risk tolerance (capacity to bear risks), investors can tailor their investments to match their comfort level and financial goals. For example, if someone has a high risk appetite but low risk tolerance, they should aim for a balanced portfolio to avoid jeopardizing their financial stability.

Traditional investments are the well-known types of investments that have been the cornerstone of the financial markets for many years, offering a balance of risk and reward. They include stocks, bonds, mutual funds, and ETFs.

Stocks represent ownership in a company, allowing the holder to own a fraction of the company's assets and earnings. Their value can fluctuate greatly, offering potentially high returns with high risks. Bonds, on the other hand, are loans given by investors to a company or government. Bond issuers promise to pay periodic interest and return the principal amount at maturity. They are generally safer than stocks, providing steady income but with lower potential returns.

Mutual funds pool money from many investors to invest in a diversified portfolio, managed by professionals and come with associated management fees. They often have a higher minimum investment than stocks. ETFs are similar but trade on exchanges like individual stocks, allowing buying and selling throughout the trading day. They usually have lower minimum investments than mutual funds and are popular among beginner investors.

Liquidity refers to the ease with which an investment can be bought or sold without significantly affecting its price. Traditional investment asset classes tend to be more liquid than alternative investments.

You can start investing in stocks from just a few euros. The minimum investment for bonds often starts at around the €1,000 mark for many bond issuers. Mutual funds often require an initial investment of €1,000 or more.

Alternative investment asset classes are assets outside the usual stocks and bonds, including real estate, venture capital, crowdfunding, commodities, and unconventional items like art or wine.

Alternative investments can offer high returns, help diversify your portfolio, and provide opportunities not often found in standard exchanges.

Alternative investments often have lower liquidity, which means they can be harder to sell quickly without impacting the price.

Crowdfunding has allowed investors to pool their money together, enabling them to invest in real estate with less money than traditionally required.

Commodity prices can fluctuate significantly and are influenced by global events, making them less suitable for those averse to risk.

Compound interest allows money to grow faster over time by earning interest on both the initial investment and the interest that's already been earned. It's like a snowball rolling down a hill, growing larger as it gathers more snow.

Time and patience are vital because the longer money is invested, the more it can grow through the power of compound interest. Starting early and being patient ensures maximizing investment returns.

The frequency at which interest is added to an investment account affects the returns. The more often the interest is compounded, such as daily, monthly, or yearly, the faster the investment grows. For instance, €1,000 invested at 12% interest per year will become €1,126.83 at the end of the year if compounded monthly, compared to €1,120 if compounded annually.

Understanding your investment needs helps you plan your investments, define your investor profile, and determine which types of investments should make up your portfolio based on your goals, risk tolerance, and investment timeframe.

Traditional investments, like stocks and bonds, primarily help your money grow and provide income. In contrast, alternative investments, such as real estate, art, and cryptocurrencies, can offer diversification and potentially higher returns but typically come with higher risks.

Asset allocation refers to how your money is divided among different types of investments, such as allocating certain percentages to stocks, bonds, and alternative investments. This distribution manages risk and aligns your portfolio with your financial goals.

A convertible loan typically converts into equity during a subsequent funding round, when the company raises more capital. Other triggers can include the company being sold, going public through an IPO, or reaching specific business milestones agreed upon in the loan terms.

The discount rate gives early investors a lower price per share compared to later investors when the convertible loan converts into equity. This rewards early backers for their risk by allowing them to own more shares for their investment.

A valuation cap sets the maximum valuation at which your loan can convert into equity, protecting your investment from being diluted in a high-valuation funding round. It ensures early investors get a significant share of the company, recognising their early support.

Depending on the convertible loan agreement, investors **may** have the option not to convert their loan into equity. This choice allows investors to opt for repayment of the loan amount with interest instead of receiving equity.

The primary risks include the possibility of the company not achieving its growth targets, which can affect the valuation and the return on investment. There’s also the risk of the loan not converting into equity if none of the conversion triggers are met, leaving investors with a debt instrument instead of company ownership.

Yes, startups can use crowdfunding to raise capital, validate their product in the market, and build a community of supporters. Depending on your startup’s stage of development, business model, and funding needs, you can choose from equity, debt, rewards-based, or, less commonly, donation-based crowdfunding.

Crowdfunding can be highly beneficial for startups. It not only helps in raising capital without the need for traditional financial intermediaries but also provides market validation and builds a loyal customer base. Crowdfunding also increases brand visibility and allows for early feedback on products and services.

Crowdfunding platforms typically charge a commission on the funds raised, usually around 7%. However, some platforms like Crowdbase have tiered fee structures, charging different rates for funds sourced through the platform’s network versus those sourced directly from the startup. Additional fees may include campaign preparation fees, transaction costs, and potentially monthly fees for post-campaign services like investor relations management.

Crowdfunding is suitable for startups that are prepared to handle its demands, including campaign management and fulfilling backer rewards or equity promises. It is especially fitting for startups with products that can appeal directly to consumers and those looking to test market response before full-scale production. Startups should consider their ability to engage with a wide audience and manage the regulatory and logistical aspects of a crowdfunding campaign.

The benefits of crowdfunding for startups include: - Access to capital without heavy reliance on traditional funding sources. - Market validation and direct feedback from potential customers. - Enhanced marketing and brand visibility. - Building a community of investors and advocates for the startup. - Opportunity to refine products and services based on backer input.

Crowdbase offers a diverse range of investment opportunities, including technology startups, real estate ventures, tourism projects, and renewable energy initiatives. Each project undergoes a rigorous evaluation process to ensure high potential for success and relevance to the Greek market.

Investing on Crowdbase is straightforward and user-friendly. You can register and complete the investment process entirely online in less than 10 minutes. Transactions are conducted in euros, and you can invest via debit/credit card or bank transfer.

The minimum investment amount on Crowdbase is just €100, making it accessible for a wide range of investors to build diversified portfolios.

Crowdbase is regulated by the Cyprus Securities and Exchange Commission (CySEC), and operates under the European Crowdfunding Service Provider Regulation (ECSPR), which ensures high standards of transparency, governance, and investor protection.

Crowdbase provides Greek startups with access to a wide network of potential investors and industry professionals. Our platform helps you raise capital, validate your business idea, and connect with supporters and potential customers.

Crowdbase provides strategic exposure to a wide network, critical market feedback, and increased brand recognition. Successful campaigns often attract media attention and word-of-mouth publicity, building a strong brand presence.

Our rigorous evaluation process ensures that only high-potential projects are featured on the platform. We conduct thorough company investigations, in-depth discussions with founding teams, and comprehensive market research to maintain high standards of viability and promise.

Crowdbase is committed to nurturing the Greek entrepreneurial ecosystem by providing market insights, networking opportunities, and localised support. We aim to empower Greek innovators and contribute to the country's long-term economic prosperity.

You can start investing in REITs with as little as the cost of a single share. Publicly traded REITs are accessible through most brokerage accounts, and some platforms even allow fractional share investing, making REITs accessible to investors with limited capital.

A strong REIT investment typically has a diversified portfolio of properties, a track record of consistent dividend payments, a solid balance sheet, and a management team with a strong history in real estate investing. Additionally, it's important to consider the type of properties the REIT invests in and how those sectors are performing in the broader economy.

A REIT is a company that owns or finances income-producing real estate and operates similarly to a mutual fund, allowing individual investors to buy shares. REITs earn income through rents, lease payments, and property sales, and they distribute a significant portion of their income as dividends to shareholders.

REITs can be a good investment for those looking for regular income and diversification. However, like all investments, they come with risks, such as market volatility and interest rate sensitivity. It's important to consider your financial goals and risk tolerance before investing in REITs.

Whether a REIT is better than owning property depends on your investment goals and resources. REITs offer liquidity, professional management, and diversification, but they lack the direct control.

Angel investors usually take between 10% and 30% of a startup's equity, depending on factors like the company's valuation, the amount of funding, and the level of risk involved.

Angel investors are paid in equity or convertible debt. While they do not require regular payments, they earn their return when the company is sold, goes public, or achieves another exit strategy.

Unlike loans, angel investments do not require repayment. Instead, investors receive equity or a percentage of ownership in your business. They profit when the business grows, sells, or goes public. By understanding how angel investors operate, where to find them, and what they’re looking for, entrepreneurs can position their startups for success and attract the funding they need to grow.

Rewards-based crowdfunding remains highly popular, but equity crowdfunding is rapidly gaining traction, especially for startups.

If you aim to scale your business and attract long-term investors, equity crowdfunding is ideal. For product launches or creative projects, rewards-based models are better suited.

Most platforms in Europe operate on an "all-or-nothing" basis, meaning funds are returned to backers if the goal is not reached. However, some platforms offer flexible funding options.

Yes, startup investing typically carries higher risks due to the high failure rate and lack of liquidity compared to stocks.

Startup shares are generally illiquid, meaning you may have to wait years for a return, with limited options for selling early. Sometimes, specific platforms offer a secondary marketplace for shares purchased through their platform.

Tax implications vary by country within the EU and may involve capital gains taxes or specific incentives for supporting early-stage businesses. Always consult a financial advisor for detailed guidance.

Investing with Crowdbase has no upfront fees. Individuals are not charged for investing, holding, or managing their investments. A carry fee (usually 10%) applies only when your investment earns a profit upon exit. This is clearly indicated in the Key Investment Information Sheet (KIIS) of each campaign.

Anyone over the age of 18 residing in the European Economic Area (EEA) can register on the platform and begin investing.

Equity crowdfunding is ideal for early-stage startups that can't afford regular loan repayments but can offer a share of their future potential. Debt crowdfunding is better suited for established small and medium-sized enterprises (SMEs) with a proven financial history that can handle scheduled interest payments.

When a crowdfunding campaign fails to reach its minimum raise goal, all funds are returned to the investors' accounts in full. The investor must then choose to either withdraw their funds or invest in a different campaign.

Crowdbase does not impose an upper limit to the amount one can invest. However, the campaign host may set their own limits.

Once your campaign successfully ends and the securities have been issued to investors, the funds will be released to your company. This process is typically completed within 1-2 weeks of the campaign’s closing date.

A successful campaign provides more than just capital; it's a powerful marketing tool that validates your product, builds a loyal community of customer-investors, and generates valuable market feedback.

Crowdfunding is the method of financing a business by raising small amounts of money from a large number of people. In return for their investment, individuals receive securities, such as company shares (equity) or a loan to be repaid with interest (debt). For a more comprehensive explanation, we encourage you to visit our blog.

Yes. Startup investments are among the riskiest. You may lose all or part of your capital, so invest only what you can afford to lose.

Based on your registration questionnaire, the platform may warn you if a product doesn’t match your risk profile — but you can still invest if you choose to.

Yes. Even if the product is flagged as inappropriate, you may proceed at your own risk.

Crowdbase accepts payments through credit cards, debit cards, and bank transfers.

Yes, you can invest multiple times in the same campaign using different payment methods.

All funds are held in our clients' funds account at Eurobank Cyprus and only transferred if the campaign is successful.

Investing in private companies is a long-term commitment, so your shares cannot be sold as easily as public stocks. A return is typically realized through a major event, such as a company acquisition or an Initial Public Offering (IPO) that allows you to sell your shares. Returns may also come from company profits distributed as dividends, or through a secondary sale to another private investor.

Non-sophisticated investors can cancel their investment within four (4) calendar days of placing their investment order and receive a full refund. Sophisticated investors do not have the right to request a refund for an investment they make through our platform.

If the campaign you're investing involves getting shares in the company, your rights (including voting rights) will be clearly indicated in the Key Investment Information Sheet (KIIS) of that campaign.

Companies provide quarterly updates via the platform or email. Investors can also reach out directly post-campaign.

No. All investments must be made via card or bank transfer through the platform.

As a regulated financial services provider, we are required by law to verify the identity of all our users. This is part of the global Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations, which are designed to prevent fraud and ensure the safety of the platform. Please be assured that your data is encrypted and processed securely by a trusted third-party verification service.

Platforms like Crowdbase are regulated and must follow strict rules. Look for platforms with a license number in the footer.

Yes, like any investment, real estate carries risks, such as market fluctuations affecting property values or project delays. However, it is often considered less volatile than other assets because your investment is backed by a physical, tangible property.

Real estate investments are backed by a physical property, often making them less volatile and capable of generating steady income. Startups, on the other hand, are higher risk because they are early-stage ventures, but their scalability offers greater potential for growth and higher returns if they succeed.

Crowdfunding is important because it democratizes finance. It empowers entrepreneurs and socially impactful businesses to raise necessary capital outside of traditional channels, while simultaneously giving retail investors access to unique investment opportunities, like startups and real estate, that were previously inaccessible.

To simplify administration for the startup, shares are typically held on your behalf by our nominee company, Crowdbase Nominee Services Ltd. While the nominee is the legal owner of the shares, you are always the beneficial owner. This means you retain all the financial rights and benefits of the investment, including any dividends, profits, or appreciation in value.

Investing in startups is a long-term commitment. While an exit could happen sooner, investors should typically be prepared to hold their investment for 5-7 years or more before a potential return is realized.

Yes. You can invest multiple times in the same campaign before the campaign closes.

The campaign is considered unsuccessful and all funds are returned to investors.

No. You can only close the campaign early if the maximum target is reached. This ensures fairness for all potential investors.

Your primary obligation to your new investors is to maintain transparent and regular communication. This includes providing, at a minimum, quarterly updates on the company's progress, achievements, and challenges. Additionally, you are bound to honour all terms and investor rights as detailed in the Key Investment Information Sheet (KIIS) from your campaign.

We provide hands-on support with digital ads, email campaigns, PR, podcast features, and investor outreach tailored to your project.

Fees for companies raising capital are primarily a success-based commission, which is negotiable based on the campaign's structure and fundraising size. A portion of this commission may be required upfront to cover due diligence costs, and this amount is deducted from the final total if the campaign is successfully funded. Additionally, all payment processing fees are borne by the fundraising company.

The minimum is €50,000. The maximum depends on your country’s rules: up to €5 million in most EU countries, or €1 million in others.

Most campaigns last 6 to 8 weeks. Shorter if the product is simple; longer if the project is complex or with a high fundraising target.

After the campaign ends and securities are issued to investors, funds are transferred to your company — typically within 1 to 2 weeks after the campaign ends.

Yes. We support equity, debt, and hybrid securities. We favour equity due to simplicity but can facilitate more complex instruments.

Startups need at least an MVP and early traction. Real estate projects need land and permits. Each case is evaluated individually.

Any adult in the EEA can invest. Crowdbase uses digital campaigns, direct outreach, and its investor base to promote your campaign.

All companies are eligible to apply to create a crowdfunding campaign, given they provide the minimum required documents. However, we are especially looking for entrepreneurial and socially impactful businesses. Applications are subject to assessment and further due diligence before releasing them on the platform.

Investors on Crowdbase can use debit and credit cards for transactions, which is convenient for most and suitable for smaller investment amounts. For larger transactions (typically >€10,000), investors must use bank transfers. This flexibility ensures that all investors, regardless of their preferred payment method, can participate in crowdfunding opportunities.

To launch a crowdfunding campaign on Crowdbase, project owners must ensure that their company is registered in an EU country. They also need to provide a written resolution from the Board of Directors authorising capital fundraising through crowdfunding. Essential documents such as the company certificates, including a certificate of good standing and certificates of directors & secretary, must be submitted. Depending on the nature of the project, additional legal documents may be required to ensure compliance with all relevant regulations and standards.

Crowdfunding platforms are regulated by securities authorities. Crowdbase is licensed by CySEC under license number CSP 1/23.

It studies how emotions and biases affect investor decisions, often leading to irrational actions.

Fear of missing out prompts impulsive buying when others seem to profit, often driving market bubbles.

HODLing means holding assets regardless of market changes, driven by loss aversion and bias, possibly causing bigger losses.

Overconfidence, home bias, herding, and attention bias commonly influence decisions.

It amplifies herd behaviour, making investors follow crowd trends and increasing volatility.